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Insurance products for every risk you carry.

From commercial and liability cover to personal insurance — specialist protection, explained without the babble. Filter by what you need.

Car Insurance

Comprehensive cover for your vehicle — accidents, theft, hijacking and third-party damage.

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Home & Buildings

Protect the structure of your home against fire, storms, burst pipes and more.

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Household Contents

Cover everything inside your home — furniture, appliances and belongings.

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All Risk & Possessions

Cover the items you carry with you — phones, laptops, jewellery and more.

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Personal Portfolio

One tailored personal portfolio across car, home, contents and possessions.

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Business & Commercial

Comprehensive cover for your premises, stock, vehicles and day-to-day operations.

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Commercial Property

Cover for your business premises, buildings, stock and assets.

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Commercial Vehicle & Fleet

Cover for company vehicles and fleets of any size.

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Directors & Officers Liability

Shield your leadership's personal assets from claims tied to their decisions.

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Professional Indemnity

Cover for claims of negligence, errors or bad advice in your professional work.

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Cyber Risk

Respond and recover from data breaches, ransomware and cyber-attacks.

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Commercial Crime

Protect against theft, fraud and dishonesty — inside and outside the business.

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General Liability

Cover third-party injury and property damage your business is liable for.

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Employment Practices Liability

Defend against claims of unfair dismissal, discrimination or harassment.

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Medical Malpractice & Indemnity

Specialist indemnity for healthcare professionals and practices.

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Financial Institutions

Bespoke liability and crime cover for banks, funds and financial firms.

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Pension Fund Trustees Liability

Protect trustees from personal liability for fund-management decisions.

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Community Scheme

Tailored cover for body corporates, HOAs and sectional-title schemes.

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Owner-Driver

Specialist cover for owner-drivers and the vehicles they rely on.

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Contingent Life Liability

Cover outstanding business liabilities tied to the life of a key individual.

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Business Life Insurance

Protect the business from the financial shock of losing an owner or partner.

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Key Person Insurance

Keep things steady when someone the business can't afford to lose is gone.

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Life Cover

A lump sum for the people who depend on you, when they need it most.

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Disability Cover

Income and lump-sum protection if disability stops you from working.

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Critical Illness Cover

A payout on diagnosis of a serious illness like cancer or heart disease.

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Funeral Cover

Dignified funeral cover for your whole family, paid out fast.

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Income Protection

Replace your income if illness or injury keeps you from working.

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Medical Aid

Comprehensive medical scheme cover for you and your family.

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Gap Cover

Covers the shortfall between your medical aid and what specialists charge.

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Health Insurance

Affordable day-to-day health cover and primary care.

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Retirement Annuity

Tax-efficient retirement savings that grow with you over time.

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Investment Plans

Investment portfolios matched to your goals and time horizon.

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Tax-Free Savings

Grow your savings completely tax-free, within the annual limits.

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Estate Planning

Wills, trusts and planning to protect your legacy for the next generation.

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