Invest insurance
Put your money to work with purpose.
Investment portfolios matched to your goals and time horizon — and reviewed as life changes.
- Goal-based investing
- Unit trusts
- Endowments
Investment plans help you grow your wealth toward real goals — a deposit, your children's education, financial freedom — using unit trusts, endowments and other vehicles suited to your time horizon and risk appetite.
Ample offers independent investment advice across South Africa's leading managers, focused on low costs, sensible diversification and a plan you'll actually stick to, rather than chasing the fund of the moment.
What Investment Plans covers
Goal-based investing
Portfolios built around what you're saving for and when you'll need it.
Unit trusts
Diversified, flexible funds you can start, stop and access as you need.
Endowments
Tax-efficient structures for higher earners and longer-term goals.
Offshore options
Diversify beyond South Africa to spread risk and access global growth.
Risk-matched portfolios
From conservative to aggressive, matched to your comfort and timeline.
Cost-focused advice
We keep fees low, because costs are one of the few things you can control.
Who investment plans is for
- Anyone building wealth beyond a savings account
- Parents saving for education
- People with a lump sum to invest
- Investors wanting offshore diversification
Investment Plans FAQs
How much do I need to start investing?
You can start many unit-trust investments with a few hundred rand a month. The most important thing is starting early and staying consistent — we'll set up a plan that fits your budget.
What's the difference between saving and investing?
Saving keeps cash safe for short-term needs. Investing puts money to work in assets that can grow above inflation over time, for medium- and long-term goals. Most people need both.
How do you choose where to invest my money?
We start with your goals, time horizon and risk appetite, then build a diversified, low-cost portfolio across suitable funds — and review it with you as life changes. Independent, not tied to one manager.
Can I access my money if I need it?
Unit-trust investments are flexible and can usually be accessed within a few days. Some tax-efficient structures like endowments have a minimum term — we'll match the vehicle to your needs.
This page is general information, not financial advice. Cover varies by policy and provider — your dedicated Ample broker tailors it to your needs.
Get a personalised quote
Let’s prove our reliable insurance cover.
Tell us a little about what you need and your dedicated broker will be in touch — usually within one business day. No bots, no pressure.
- Call us0861 112 466
- Email usinfo@ampleinsurance.co.za
- Office hoursMon–Fri, 08:00–16:30