Business insurance
Keep the wheels turning.
Cover for one bakkie or a hundred trucks — vehicles, goods in transit and the drivers who move your business.
- Comprehensive motor
- Third-party liability
- Fleet cover
Commercial vehicle and fleet insurance keeps your business moving — covering the bakkies, trucks, vans and company cars your operation relies on against accidents, theft, hijacking and third-party claims. One uninsured incident can take a vehicle, and its income, off the road for weeks.
Whether you run one bakkie or a fleet of fifty, Ample arranges the right commercial motor cover across South Africa's leading insurers, with fleet management that keeps admin and premiums under control.
What Commercial Vehicle & Fleet covers
Comprehensive motor
Accident, theft, hijacking and fire cover for each vehicle.
Third-party liability
Damage your vehicles cause to others, which can be substantial.
Fleet cover
One policy for multiple vehicles, with simpler admin and better rates.
Goods in transit
Optional cover for the stock and goods your vehicles carry.
Drivers & use
Cover structured around who drives and how the vehicles are used.
Downtime support
Options like replacement vehicles to keep you trading.
Who commercial vehicle & fleet is for
- Businesses with delivery or service vehicles
- Logistics, courier and transport operators
- Trades with bakkies and equipment
- Any company running a fleet
Commercial Vehicle & Fleet FAQs
Can I insure all my vehicles on one policy?
Yes — a fleet policy covers multiple vehicles under one schedule, which simplifies admin, renewals and claims, and usually earns better rates than insuring each vehicle separately.
Does it cover the goods my vehicles carry?
Vehicle cover protects the vehicle itself; the goods inside need goods-in-transit cover, which we can add so both the bakkie and its load are protected.
Is hijacking covered?
Yes. Comprehensive commercial motor cover includes hijacking and theft. Tracking devices are often required and help reduce premiums on higher-risk vehicles.
How are fleet premiums worked out?
On the vehicles, their use, your drivers and your claims history. As brokers we structure the fleet to balance cover and cost, and review it as your fleet changes.
This page is general information, not financial advice. Cover varies by policy and provider — your dedicated Ample broker tailors it to your needs.
Related business cover
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Let’s prove our reliable insurance cover.
Tell us a little about what you need and your dedicated broker will be in touch — usually within one business day. No bots, no pressure.
- Call us0861 112 466
- Email usinfo@ampleinsurance.co.za
- Office hoursMon–Fri, 08:00–16:30