Business insurance

Cyber Risk, without the babble.

Respond and recover from data breaches, ransomware and cyber-attacks.

Cyber risk insurance helps your business respond to and recover from data breaches, ransomware, hacking and online fraud — incidents hitting South African businesses of every size, not just big corporates. The costs go far beyond IT: legal liability, regulator action, lost income and reputational damage.

Ample arranges cyber cover that brings in expert incident response the moment something goes wrong, and pays the costs of putting it right, across South Africa's leading insurers.

What Cyber Risk covers

Incident response

Expert IT forensics, legal and PR help from the moment of a breach.

Ransomware & extortion

Costs of responding to ransomware and cyber-extortion demands.

Data breach liability

Claims from customers and third parties whose data was exposed.

Business interruption

Lost income while your systems are down after an attack.

POPIA & regulatory

Costs of regulatory investigations and breach notifications under POPIA.

System restoration

Recovering data and restoring compromised systems.

Who cyber risk is for

Any business that holds customer data
Online retailers and service providers
Firms that rely on IT systems to trade
Companies subject to POPIA (most of them)

Cyber Risk FAQs

Is my business too small to be a target?

No — small and mid-sized businesses are often targeted precisely because their defences are weaker. Most attacks are automated and indiscriminate, and the cost of recovery can be devastating for an SME.

Does cyber cover help with POPIA?

Yes. POPIA requires you to protect personal information and report breaches. Cyber cover funds the legal and regulatory response, breach notifications and potential liability when personal data is compromised.

What does cyber insurance actually pay for?

Two things: response (forensics, legal, PR, restoring systems) and liability (claims, costs and lost income). The response element is often the most valuable — you get experts on the problem immediately.

We have antivirus and a firewall — isn't that enough?

Good security reduces risk but can't eliminate it; breaches still happen through phishing, stolen passwords and human error. Cyber cover is the financial and expert safety net for when prevention fails.

This page is general information, not financial advice. Cover varies by policy and provider — your dedicated Ample broker tailors it to your needs.

Get a personalised quote

Let’s prove our reliable insurance cover.

Tell us a little about what you need and your dedicated broker will be in touch — usually within one business day. No bots, no pressure.

Call us0861 112 466
Email usinfo@ampleinsurance.co.za
Office hoursMon–Fri, 08:00–16:30