Life insurance
Funeral Cover, without the babble.
Dignified funeral cover for your whole family, paid out fast.
Funeral cover makes sure that when a loved one passes, your family can give them a dignified send-off without scrambling for money or going into debt. In South Africa, where funerals carry deep cultural importance and real cost, a fast payout in the days that matter most lifts a heavy weight off grieving families.
Ample arranges funeral cover for you and your extended family across South Africa's leading insurers — with quick claims (often paid within 48 hours), cover that fits your culture and budget, and no medical exams to get started.
What Funeral Cover covers
Whole-family cover
You, your spouse, children, and often parents, in-laws and extended family on one policy.
Fast payouts
Valid claims are typically paid within 24–48 hours, when your family needs cash most.
Repatriation
Transport of the deceased to their home town for burial, including across provinces.
No medical exams
Cover with a simple application and no blood tests — just a short waiting period.
Flexible cover amounts
Choose a benefit that matches the funeral you want, from modest to comprehensive.
Added benefits
Optional grocery, tombstone and grief-counselling benefits on some plans.
Who funeral cover is for
- Anyone wanting to protect family from funeral costs
- People supporting extended family members
- Those who want cover without medical underwriting
- Families needing repatriation across South Africa
Funeral Cover FAQs
How quickly is funeral cover paid out?
Most insurers pay valid funeral claims within 24 to 48 hours, so your family has cash for the arrangements straight away — which is the whole point of funeral cover.
Is there a waiting period?
Yes, usually around 6 months for death from natural causes. Accidental death is typically covered immediately. We'll confirm the exact terms on your plan.
Can I cover my extended family?
Yes. Most plans let you add your spouse, children, parents, in-laws and extended family members on a single policy, often without medical tests.
Do I need a medical exam to take out funeral cover?
No. Funeral cover doesn't require medical tests — you can be covered with a simple application, which is why it's so accessible.
This page is general information, not financial advice. Cover varies by policy and provider — your dedicated Ample broker tailors it to your needs.
Related life cover
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Tell us a little about what you need and your dedicated broker will be in touch — usually within one business day. No bots, no pressure.
- Call us0861 112 466
- Email usinfo@ampleinsurance.co.za
- Office hoursMon–Fri, 08:00–16:30