Blog
Plain-English takes on insurance, cars, risk and protecting what you've built.
Electric, hybrid or good old petrol? With the BYD Dolphin Surf landing at R340k and petrol past R26 a litre, the maths has changed. A plain-English guide to choosing your next car — and what each means for your wallet and your cover.
South Africa has an estimated 25 million potholes — and two-thirds appeared in the last five years. How to dodge the damage, what to do the moment one gets you, and how to actually claim (from the municipality and your insurer).
The repayment is the part everyone budgets for — and the part that fools everyone. In 2026 the average South African spends over R9,000 a month to keep a car on the road. Here's where every rand actually goes, and how to spend fewer of them.
Load-shedding has eased, but power surges haven't. The damage isn't done when the lights go off — it's done when they come back on. How surges quietly kill your appliances, and whether your home cover actually pays for it.
They sound similar and people mix them up constantly — but life cover and funeral cover do very different jobs. The plain-English difference, and why most South African families actually need both.
Medical aid, gap cover, health insurance — they're not the same thing, and picking the wrong one can leave you with a five-figure hospital bill. A clear guide to who needs what in South Africa.
Cyberattacks cost South Africa an estimated R2.2 billion in 2025 — at roughly 577 attacks an hour. And small businesses are the target, not the exception. The real risk, and the cover most owners don't know exists.
If you co-own a business and you die tomorrow, who ends up owning your share — and can your family even get its value out? Buy-and-sell cover answers that, and it's one of the most overlooked plans in South African business.
It's the closest thing to free money the taxman offers — and most South Africans either ignore it or use it wrong. A plain-English guide to the tax-free savings account, and how to make it count.
Introduction From December 1, 2025, South Africa is introducing sweeping changes in how traffic violations are handled under the AARTO (Administrative Adjudication of Road Traffic Offences) regime. These reforms will affect everything from how fines are issued to the...
New Rules for Complexes & Estates: What Property Managers Need to Know If you manage a residential complex or estate, listen up—important changes are here, and they’re not just suggestions anymore. Say Goodbye to “Undesirable Rules” Rules that...
South Africa’s rand-rigging saga has reached the Constitutional Court this week, marking one of the biggest legal battles in the country’s financial history. The Competition Commission is accusing several major local and international banks of manipulating the...
Understanding the hidden factors behind insurance pricing One of the most common frustrations drivers experience is opening a renewal notice only to find that their car insurance premium has gone up — even when they haven’t made a single claim. If you’re wondering...
Why Use an Insurance Broker? When it comes to navigating the world of insurance, many people turn to brokers for assistance. But what exactly does an insurance broker do? Understanding their role can help you appreciate the value they bring to the insurance process....
With vehicle theft and hijackings on the rise in South Africa, insurers are urging customers to install tracking devices to lower premiums. Tracker’s Vehicle Crime Index shows hijackings now make up 55% of vehicle crimes. Since 2020, hijackings have surged. SAPS...
The 2-Pot Retirement System What is the 2-pot retirement system? As part of a wider effort to improve retirement outcomes, the government is implementing the two-pot retirement system. While retirement funds aim for long-term savings, the new program lets members tap...
The world seems a bit more unpredictable lately. The recent tensions between Iran and Israel have caused major disruptions in air travel, with some calling it the biggest since 9/11. If you're planning a trip, these disruptions can be a major headache, potentially...
