Invest insurance
Leave a legacy, not a legal mess.
Wills, trusts and planning that protect your family and pass on what you've built — intact.
- Wills
- Estate-duty planning
- Trusts
Estate planning makes sure that what you've built is protected, taxes are minimised, and your wishes are carried out smoothly when you're gone — sparing your family stress, delays and unnecessary cost at the worst possible time. It starts with a valid, up-to-date will.
Ample helps you put the right structures in place — wills, trusts, beneficiary nominations and liquidity planning — so your estate passes to the people you love with as little friction and tax as possible.
What Estate Planning covers
Wills
A valid, properly drafted will so your assets go exactly where you intend.
Estate-duty planning
Structuring to reduce estate duty and executor's fees where possible.
Trusts
Advice on trusts to protect assets and provide for minors or dependants.
Liquidity planning
Making sure there's enough cash to settle debts and taxes without a fire-sale of assets.
Beneficiary nominations
Aligning policy and fund beneficiaries with your overall plan.
Business succession
Planning for what happens to your business interests when you're gone.
Who estate planning is for
- Anyone with assets, a family or a business
- Parents with minor children
- Homeowners and business owners
- Anyone without an up-to-date will
Estate Planning FAQs
What happens if I die without a will?
Your estate is distributed according to the Intestate Succession Act, not your wishes — which can leave the wrong people in control and create delays and disputes for your family. A valid will avoids all of that.
Why does estate planning matter if I'm not wealthy?
Estate planning isn't only about tax — it's about making sure your family isn't left with confusion, delays and avoidable costs. Even a modest estate benefits enormously from a clear will and the right nominations.
Can estate planning reduce the tax my family pays?
Yes. Thoughtful structuring can reduce estate duty, executor's fees and other costs, leaving more for your beneficiaries. We help you put sensible, legitimate structures in place.
How often should I update my plan?
Review it after any major life event — marriage, divorce, a new child, buying property or starting a business — and otherwise every few years. An out-of-date will can be as problematic as none at all.
This page is general information, not financial advice. Cover varies by policy and provider — your dedicated Ample broker tailors it to your needs.
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- Call us0861 112 466
- Email usinfo@ampleinsurance.co.za
- Office hoursMon–Fri, 08:00–16:30